7/8" celluloid has stiff wire insert forming larger circle. Center shows early carriage and below in yellow is an early bicycle. Text includes Philadelphia dealer's name "Roach & Barnes" while at left and right are the makers' names of the vehicles "Sterns-Waverly." Left side edge has tiny 1/8" cello cut that hardly shows. Few dots of silver luster off the wire but overall displays Exc. Reverse has W&H backpaper used 1898-99. Rare.